We make the process stress-free for you
We negotiate with over 70 Lenders to help you find the right solution
We look after you and act only in your best interest
Why work with a Mortgage Broker, like Pinnacle Brokers?
There are many reasons why around 81% of Australian’s partner with a Mortgage Broker like us. We work for you, not the banks. The best mortgage brokers on the Gold Coast will have your best interests at heart, and understand the market and the industry and use this knowledge to negotiate you a great rate with the right lender.
If it’s your first home, or if it’s time to renovate, refinance or invest, we’re here to help make it happen.
The first step is we discuss what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.
And just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement.
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.
In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job for you.
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Here are some resources to help get you started on your mortgage journey.
Why Use A Broker?
It’s a big decision, so it’s good to have someone there to help you make the right one. Using a mortgage broker can make the home loan process easier and often cheaper as they have access multiple lenders.
Refinancing Home Loans
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.
First Home Buyer
Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.
Negotiated Lenders
Clients Helped
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Happy Clients
Crunch the numbers with our suite of calculators.
Take advantage of our calculators including our mortgage calculator, stamp duty calculator and how much can I borrow calculator.
Let’s catch up and get started
The first thing we do is catch up to understand what it is you want. We are, after all, your finance professional, so the better we get to know you, your financial circumstances and long term goals, the better we can help you.
Once we agree on the right loan, we take care of the application, managing the process on your behalf.
Frequently Asked Questions
Find quick answers to common questions using our helpful FAQs.
Why should I use a mortgage broker?
As mortgage brokers, we are not tied down to just using one bank or lender, we negotiate with over 70. This means that we can provide you more options to get you a better deal and find the product that is right for you. Every bank and lender also has different requirements for their lending so if you don’t fit the criteria of one bank we will continue searching to find you a solution.
What are the different types of mortgages?
Most banks will offer you the option of having a variable or fixed rate. A variable rate will fluctuate as interest rates change whereas a fixed rate is locked in for a certain period of time. To talk more about which option is best for you, contact us today.
What is a pre-approval and do I need one?
A pre-approval is where a bank will offer you conditional finance approval. This means you are approved subject to a number of conditions that the bank or lender will set. Pre-approvals usually only last for a short period of time, however in the current market it can be a game-changer when negotiating a purchase contract as the real estate agent knows you are a serious buyer who is almost ready to go. While a pre-approval is not essential, it is certainly an advantage.
How much can I borrow?
It is important to know how much you can afford to borrow based on your financial situation before you begin looking so that you can set your budget and be realistic in your goals. To explore what your borrowing capacity would be, contact us today. Alternatively if you aren’t ready to borrow just yet, you can start to use our online calculators to help you start to get an idea of what you can look to do.
Where is Pinnacle Brokers located?
Pinnacle Brokers are located in Hope Island on the Northern end of the Gold Coast. Despite being Queensland based, we are highly experienced in assisting customers nationwide.
Do you still have some questions?
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